The last few years have been pretty difficult for my family and things got harder before my mom passed away in 2019. She had gotten very sick with lung cancer and COPD so my wife quit her job to take care of her when the time came that she had to have professional help. I took a second job at a bar and grill at night so I could provide for my kids as best as we could. Bills piled up and then Covid hit and we lost all our income.